Reasons to choose Churchill Car Insurance:

• Save up to £319.
• Personal accident cover.
• Free courtesy car.
• Coverage for personal belongings to your vehicle.
• Named drivers can earn their own no claims status.
• Repairs are guaranteed for 5 years.
• 24 hours claims team.

Research suggests that 10% of new customers did achieve a saving of around £319 when buying their motor insurance with Churchill.

Let the Bulldog help you get a cheaper car insurance quote and beat your renewal premium. Go on challenge Churchill to beating your last quote.

Some discounts may apply when adding extra features like legal cover and protecting your no claims status.

Take a look at these TV adverts from Churchill car insurance. Very good source of information about their features and why you should perhaps obtain a quote from them to try and beat your car insurance renewal.

TV Advert: Churchill has a go at tug of war. This where Churchill helps a young tug of war team to win. This advert ran from 5 July 2010 to 4 January 2011. N.B This offer may no longer be valid.

Reasons to choose Swiftcover Car Insurance:

• Get a quotation in around 1 minute.
• Fantastic claims team located in the UK.
• All repairs are guaranteed for 5 years.
• 100% online insurance company, no call centres.
• Free collection and delivery service for your vehicle.

According to the comparison website Money Supermaket, Swiftcover are one of the cheapest car insurance companies in the UK. Around 20% of motorists pick Swiftcover as the cheapest policy when shopping at Money Supermaket.

Swiftcover are one of a hand full of 100% online insurance services, and they do not have any expensive call centres to run, and that’s why they can offer such a cheap deal to motorists when shopping for motor insurance.

Take a look at the 2011 TV Advert for Swiftcover car insurance. This advert is called ‘Boots’ and it shows Iggy and Little Iggy are getting ready for a trip, but Little Iggy’s legs can’t reach the pedals. Funny stuff. But it also outlines Swiftcovers main policy features and benefits. A good source of information for their current policy.

Reasons to choose Post Office Car Insurance:

• Save up to £375
• Guaranteed courtesy vehicle.
• Up to 9 years no claims discount for careful drivers.
• Vandalism and malicious damage coverage.
• Windscreen and glass repair that will not accept your no claims.
• All repairs are guaranteed for 3 years.
• Up to 60 days cover when driving abroad in the EU.

According to the Post Office over 10% of new customers could indeed achieve savings of around £375. Not bad.

The Post Office will use their panel of top insurers and brokers to find you the cheapest price they can for you and your vehicle. Let them shop around for you instead of you doing it yourself.

Reasons to choose More Than Car Insurance:

• Free courtesy vehicle.
• No claims discounts
• Protected no claims bonus for life.
• First year 20% discount on breakdown cover.
• Repairs are guaranteed.

It is also worth knowing that More Than will reward motorists with a discount if they own environmentally friendly vehicles. They are one of the first carbon neutral insurance providers.

All their motor insurance policies are provided in association with Royal & Sun Alliance Insurance.

Take a look at the most recent TV Advert from More Than. This is called MORE THAN freeman “Car In River” Car Insurance Advert. It shows the their policy features and why you should get a motor insurance quotation from them. Fully comprehensive car insurance with a courtesy car within 2 hours of your car being un-driveable following an accident, and much more.

Reasons to choose Liverpool Victoria Car Insurance:

• Quality cover rated 5 Stars by Defaqto.
• Online discount for new policyholders.
• Free courtesy vehicle while yours is being repaired.
• Personal belongings cover.
• Up to 180 days cover when driving abroad in an EU country.
• Legal expenses cover.
• Personal accident cover.
• Breakdown cover provided by Britannia and Britannia Rescue.

LV= have stated that new policyholders could pay less that £335 for their car insurance when they shop with them.

LV= offer a quality insurance product that has been awarded 5 Stars by Defaqto for quality and service. You have the flexibility to select what level of coverage you want when you buy with LV.com.

Take a look at the most recent TV advert from Liverpool Victoria for more information.

Reasons to choose Marks and Spencer Car Insurance:

• Level of cover is rated 5 Stars by Defaqto
• New customers get 1,000 M&S points.
• Free courtesy vehicle.
• Personal belongings cover.
• Up to 90 days cover when driving in the EU.
• All repairs are guaranteed for 3 years.
• Premier Cover includes Keycare, legal protection and European breakdown cover with the RAC.

The M&S Premier car insurance product has extra features like Keycare, legal protection and RAC European breakdown cover worth over £366. You get a lot of extras free when you buy with M&S, plus 1,000 M&S points.

Their premier product was rated 5 stars by Defaqto, which shows the quality of their motor insurance policy.

Reasons to choose Direct Line Car Insurance:

• Up to 70% no claims discount for new customers.
• Vandalism cover – protects your no claims bonus.
• Named drivers can earn their own no claims.
• Uninsured driver promise – covers your no claims and excess.
• All repaired vehicles are cleaned inside and out.
• Optional – Green Flag breakdown has a first year 25% discount.

Direct Line do not appear on any price comparison websites, so you can only get a quote from them by going direct to their website.

Direct Line are one of the top car insurers in the UK, and are currently owned by the RBS Group.

For more information on their current car insurance campaign take a look that this. Free cake offer from Direct Line car insurance tv advert with Alexander Armstrong and Chris Addison.

Reasons to choose AA Car Insurance:

• They’ll compare 20 plus car insurers and brokers online.
• Free courtesy vehicle.
• 24 hours dedicated claims team.
• Personal accident cover included.
• Lost or stolen keys cover.
• European driver coverage for up to 90 days.

The AA has stated recently that around 25 percent of their new customers could make a saving of around £200 when they purchase a policy from them.

The AA also compares prices from a selection of insurers and brokers in order to get you the cheapest price for your cover options. Why not get a quote from them and see how much they could save you?

View one of the most recent TV adverts for AA Car Insurance advert. This is called the Mum and Son advert. It outlines the AA’s policy features and reasons why should get a quote from them.

When looking to get a quote for buildings and contents, you should know that purchasing it as a combined policy is not always the cheapest method. You could try and buy them separately, as this can sometimes be much cheaper. Shop around with different providers like Direct Line and see what they can offer you.

Reviewing your current level of cover for contents is always advisable, many homeowners when asking for a certain level of contents cover just usually guess, or select the maximum amount of cover like £50,000 when they probably don’t require that amount of cover at all. Basically you’re over insuring yourself and paying too much for it. So review the value of all your possessions and see how much you really need cover for. Review all your clothes, jewellery, furniture and electronic goods so you’ll know that you’re not paying too much for them.

Property owners should know that insurers will give discounts to policyholders that have a smoke alarm fitted within their home. It is also the same if you have a security devise installed that helps to prevent break-ins and theft. A homeowner who takes safety and security seriously by installing devises that can save lives and prevent burglaries is a way to become low risk in the eyes of the insurer.

As a last resort, if you really want to pay less would be to increase the excess to a much higher value. This will reduce your premium, but do you really want to pay out more money when making a claim? The decision is yours homeowner.

Here are the cost cutting tips! Hope you find them useful. Don’t forget that they can potentially save you money and it depends on your personal circumstances to the amount of savings you’ll get. Every motorists is different and drivers a different car too.

What’s your no claims bonus like? Do you more than 4 years claims free? If you do then you’re eligible for a good discount. Providers like Liverpool Victoria offer a discount of up to 75% for no claims discount. Probably the best saving tip.

Where do you store your vehicle in the evening? If you park your motor in a secure place like your garage, that is locked as well. You could be eligible for another discount. Rather than parking on the road which is not that sure is it really.

Multiple policy discounts, look out for these. Many insurers such as Direct Line offer a discount if you where to also buy a home or pet insurance policy as well as a car policy. You could save up to 10%.

How much voluntary excess do you want to pay? Many insurers will allow policyholders to specify themselves the amount of excess they want to pay when making a claim. You should know that by increasing the level to a high amount can reduce the policy cost by around 25%.

What security features protect your vehicle? Do you your car fitted with an immobiliser, tracker system or alarm. If you do then you would be eligible for yet more discounts. This is because you are seen as less likely to claim if you protect your car from being stolen or broken into.

Hope the following tips can help all you motorist in obtaining a cheaper priced policy for your vehicle.